Would a typical homeowner's policy in Florida cover loss or damage to panels in a hurricane?
answered 2014-02-20 14:19:26 -0500
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Your Insurance company is the best one to answer that. There is a mix bag here in NJ - some companies don't even raise the premium when you install solar panels. I had a tree crush half of my solar system during Super-storm Sandy and the insurance company paid for the complete repair less deductible. Now I don't know if the storm was classified differently if they would have still paid out - again ask your insurance company. The solar panels themselves should withstand the hurricane - the real question - will the racking that is holding it to the home withstand it. Work with your engineer to determine the wind speeds and the roof structure to come up with the proper anchoring. I'm sure it can be done.
Asked: 2014-02-11 12:03:58 -0500
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Last updated: Feb 20 '14